Student Health & Wellness!mystudentplan is a benefits plan for students and can provide coverage for prescription drugs, vision care, dental care, mental health counseling, and more. The plan is designed to supplement provincial health insurance and provide additional access to medical services.

 

Online Forms

Are you covered by a comparable plan? Do you wish to cover your dependents? Or have you opted out of the plan and wish to be re-enrolled? Eligible Students may submit their online forms.

Opt-Out Applications

Submit your health and/or dental opt-out application before the deadline.

Fall Application Period

September 16st, 2024 to September 30th, 2024

Make sure to submit your form by September 30th as the Douglas College online account won't allow changes after that date.

There is no opt-out form available during the winter term.

Opt-Out Eligibility

Only in the Fall semester, all eligible students who have comparable Health and Dental coverage from their parents, spouse, government, job, or band may apply to opt out of the plan by the applicable fall deadline.

Things to consider when thinking of opting out:

  • A parents' insurance plan will stop covering you if you are a part-time student over the age of 21 or a full-time student over the age of 25.
  • You can coordinate 2 benefit plans and increase your coverage up to 100%! Find out more Coordination of Benefits
  • What is in the best interest of my overall health and well-being?
  • Does my existing coverage meet all my needs?
  • The only time you can get back on this student plan is at the anniversary of starting your program (every year) OR within 30 days of losing your comparable coverage.

Proof of Comparable Coverage

You are required to provide proof of your comparable extended health and dental coverage by attaching documentation displaying the policy information when you are completing the online form.

Confirmation of coverage must show the name of the insurance company providing the coverage and the policy number. Acceptable forms of confirmation of coverage are:

  • Copy of a Plan Card (front and back images).
  • Confirmation letter from the employer or insurance company with a current date.
  • Recent health care claim statement with the current date (within 3 months of application submission).
  • Webpage printout with a visible current date.
Important notes:
  • BC Medical Services Plan (MSP) or The Student Plan is not acceptable as comparable insurance coverage.
  • The comparable coverage accepted could be from parents, spouse, work, government, or band.
  • The opt-out process must be completed each year that you are assessed the Health and Dental Plan fee.
  • NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan's mandatory fees, should they miss the applicable opt-out deadline.

Steps to submitting a Health and Dental Opt-Out Application:

Log in to your Douglas College online account
  > Select “Registration”
  > Select “Medical/Dental opt-out”
  > Click “Continue”
  > Select your benefits carrier and enter your plan number

This will trigger a credit to your account once your benefits carrier has been verified.

The opt-out process must be completed each year that you are assessed the Health and Dental Plan fee.

 

Questions? Please contact your Benefit Plan Office: info@thedsu.ca