$120 for one eye examination, eyeglasses or contact lenses. The exam must be by an ophthalmologist or optometrist.

The vision coverage renews every 24 months from the initial date of service. Coverage is based on reasonable and customary charges.

Sunglasses, safety glasses or eyeglasses provided for cosmetic or aesthetic purposes are not covered by the plan.

Student benefits are payable after any Provincial Health Care benefits have been exhausted. This plan does not cover user fees.

The services of the following practitioners are combined covered up to a maximum of $500 based on reasonable and customary charges, per benefit year.

• Chiropractor
• Athletic Therapist*
• Naturopath
• Physiotherapist*

* Physician's prescription/referral required.

Practitioners must be registered and licensed in their field of practice.

A combined maximum of $750 per benefit year based on reasonable and customary charges.

Practitioners must be registered and licensed in their field of practice.

Prescription and pre-authorization may be required.

Your plan covers 100% of reasonable and customary charges for diaphrams, cervical caps, intrauterine devices. Insertion fees are not covered.

Your plan covers of 100% (after the provincial maximum has been paid out) for licensed ground ambulance or emergency air service that transports the patient to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation. If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered. Please note: only services in Ontario are covered under the ambulance benefit.