Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 100%
  • Recall examination
    1 per benefit year
  • Complete oral examination
    1 per dentist in a lifetime
  • Emergency or specific examination
  • Consultation
    once per benefit year
  • Bitewings
    not more than 4 films per benefit year
  • Panoramic
    1 in any 36 month period
  • Occlusal radiographs
    (no more than 4 films in any benefit year)
  • Periapical
    (no more than 16 films in any 36 consecutive months)
  • Polishing
    1 unit per benefit year
  • Scaling
    2 units per benefit year
  • Fluoride
    1 treatment per benefit year
Minor Restorative 80%
  • Space maintainers and maintenance
    under 15 years of age
  • Amalgam (silver) fillings
    1 per tooth in any period of 24 months
  • Composite resin (tooth colored) fillings
    1 per tooth in any period of 24 months, limited to once every two years on the same tooth surfaces
  • Silicate fillings
    1 per tooth in any period of 24 months
Oral Surgery - Surgical extractions 75%
  • wisdom teeth removal
  • residual root removal
  • General anaesthesia, eligible when done in conjunction with oral surgical procedures

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.