| Vision Care |
Up to $100 |
An eye examination is covered once every 24 consecutive months. The services must be performed by a licensed Optometrist or Ophthalmologist.
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| Up to $200 |
Prescription eyeglasses or contact lenses, if prescribed to correct vision, are covered once every 24 consecutive months.
Limitations: No benefits are payable for vision care items required by the college, including safety glasses, sunglasses, or magnifying glasses.
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| Paramedical Services |
90%
Up to $80 per visit |
Your plan covers up to $400 per practitioner per benefit year for licensed paramedical services.
- If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
- Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
- Practitioners must be registered in the province where care is provided.
- Services from family members or people you live with are not covered.
- User fees are not covered.
The paramedical services listed below are eligible for coverage when provided out-of-hospital:
| Practitioners |
Description |
| Acupuncturists |
Treatment of various conditions using techniques rooted in Traditional Chinese Medicine, involving the insertion of fine needles at specific points on the body to stimulate healing, restore balance, and relieve symptoms. |
| Chiropodists or Podiatrists |
Treatment of conditions like heel pain, ingrown toenails, and foot injuries; includes up to $25 for one diagnostic x-ray per benefit year. |
| Chiropractors |
Treatment of muscle and bone disorders; includes up to $25 for one diagnostic x-ray per benefit year. |
| Dieticians |
Treatment of nutritional disorders. |
| Registered Massage Therapists |
Treatment of conditions using manual techniques to relieve pain, improve circulation, and support healing; you must have a written referral from a physician or nurse practitioner. |
| Naturopaths |
Treatment of illness using natural therapies and holistic approaches. |
| Osteopaths |
Treatment of conditions related to the musculoskeletal system and overall body function; includes up to $25 for one diagnostic x-ray per benefit year. |
| Physiotherapists or Athletic Therapists |
Treatment of movement disorders; you must have a written referral from a physician or nurse practitioner. |
| Speech Therapists |
Treatment of speech impairments. |
To access the indicated services, you must provide a written referral from your doctor or nurse practitioner.
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| Mental Health Practitioners |
100% |
A combined maximum of $1,000 per benefit year based on reasonable and customary charges.
Practitioners must be registered and licensed in their field of practice.
| Eligible psychotherapists |
Eligible counsellors |
- Registered psychotherapist
- Licensed psychotherapist
- Psychotherapist
- Counselling psychotherapist
- Psychoeducator
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- Canadian certified counsellor
- Certified clinical counsellor
- Registered counsellor
- Registered clinical counsellor
- Registered professional counsellor
- Registered therapeutic counsellor
- Licensed counsellor
- Clinical counsellor
- Clinical therapist
- Certified counsellor
- Counselling therapist
- Mental health therapist
- Marriage and family therapist
- Psychoanalyst
- Psychologist
- Sexologist
- Registered Social Worker
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| Medical Equipment & Supplies |
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Your plan covers a maximum of $2000 per student benefit year for eligible medical equipment when prescribed by a physician.
It is recommended that an application for pre-approval be submitted to Canada Life for any item that would be claimed under the Medical Services & Supplies benefit.
Eligible durable equipment includes, but is not limited to, items such as:
- Wheelchairs (repairs, $250 per lifetime).
- Respiratory equipment, including oxygen, maximum $1,500 per student year.
- Contact lenses/glasses following cataract surgery limit 1 pair per lifetime.
- Canes, crutches, walkers, casts, splints catheters.
- Compression stockings limit 2 pairs per student year.
- Blood glucose monitor, maximum $500 per student year.
- Insulin pumps, maximum $500 per lifetime.
- Intra-Uterine Devices with no medicinal content limit 1 per student year.
- Aero chamber limit 1 per student year.
- Custom-made rigid or semi-rigid braces (not for athletic use) for back, neck, arm or leg, maximum $1,000 per lifetime, per condition.
- Non-dental prostheses such as artificial limbs and eyes; including replacement if required due to a change in physical condition.
- Hearing aids covered at 50% up to $500 every five years.
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| Licensed Ambulance Services |
100% |
Your plan covers reasonable and customary charges for 1 emergency trip per benefit year, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.
The plan covers:
- A licensed ambulance, emergency service or air ambulance service to the nearest hospital that can treat you.
- Transfers between hospitals, if medically necessary.
- If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.
How to Claim:
- You must pay the full amount upfront; direct billing is unavailable for this service.
- Afterward, submit an online health claim through the Benefits Management Platform, and ensure that you attach your ambulance receipt.
Your plan covers reasonable and customary charges per occurrence for licensed ground ambulance or emergency air service that transports the patient to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation. If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered. Limited to one trip per benefit year.
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