Coverage of gender-affirming medical care and legal assistance for students on their gender-affirming journey.

Medical coverage

Gender-affirming care is designed to complement the coverage already provided by provincial health insurance. For eligible procedures, Gender-Affirming Care covers up to $5,000 per procedure (up to a lifetime maximum of $10,000).

To be eligible for this service, a diagnosis of gender dysphoria from a legally qualified physician (MD) or nurse practitioner must be provided and expenses for medical procedures must not already be covered by provincial health insurance.

Legal Assistance

The Plan's Gender Affirmation Care connects students with partner law firms, providing access to a legal consultation service that includes:

• Advice on what steps you may want to consider during your gender affirmation journey
• Legal advice on gender and name changes

Your plan covers up to a maximum of $5,000,000 per incident of medical expenses incurred as a result of a medical emergency arising while you are traveling outside Canada for vacation, business or education purposes.

If travel is required for a course of study, you can be covered for up to 365 days.

Students and their dependants are no longer covered once they reach the age of 65.

It is important to remind you that this coverage is not available in the province where you attend the school or in your country of origin.

To qualify for benefits, you must be covered by the government health plan in your home province or enrolled on the Students' Union International Student Medical Plan. For additional details on this benefit download the Travel Assist Brochure..

Limited to $1000 per accident. The plan covers the cost of the services of a dental surgeon, limited to the fees provided in the current General Practitioners fee guide, including dental prosthesis, required for the treatment of a fractured jaw or accidental injuries to natural teeth or jaw if caused by external, violent and accidental means.

Services must be started within 90 days of accident and completed within 12 months of the accident. If treatment is scheduled to occur more that 90 days after the impact, a treatment plan must be submitted before the end of the 90-day period.

No benefits are paid for:

• Accidental damage to dentures.
• Dental treatment completed more than 12 months after the accident.
• Orthodontic diagnostic services or treatment.

Dental Accident Pre-determination: An estimate for all dental accident services MUST be submitted to the health plan insurer. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

In the event of a dental accident, you must complete a Standard Dental Association claim form, to download the form, visit the Submitting Claim section.

Maximum of $15 per hour to a maximum of $1,000 per benefit year for private tutorial service if the student is confined to home or hospital for a minimum of 15 consecutive school days.

Your plan provides coverage for the loss of life or limb and for paralysis caused by an accident. The amount of your life benefit is $6,000. Please contact the Benefits Plan Office for a complete schedule of losses.