St Francis Xavier University Students’ Union

Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 90%
  • Recall examination
    Once per benefit year.
  • Initial or complete oral examination
    Once per benefit years.
  • Scaling
    2 units per benefit year, 6 additional units covered at 80%.
  • Polishing or cleaning teeth
    2 units per benefit year.
  • Full mouth series of x-rays
    Once in a 36 month period (not eligible for dependents under 12).
  • Periapical
    Maximum 16 films in a 36 month period.
  • Bitewings
    Maximum 4 films per benefit year.
  • Panoramic
    Once in any period of 36 months.
  • Fluoride
    1 treatment per benefit year for dependants age 16 or younger.
  • Oral hygiene instruction
    1 treatment per lifetime.
  • Pit and fissure sealants
    Under 16 years of age, 1 molar in a period of 36 months.
  • Space maintainers and maintenance
    Once per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with a covered dental procedure.
Minor Restorative 75%
  • Services associated with dental health restoration.
  • sedative, silver and white fillings
    All restoration done to the same tooth will be covered as a single visit to the dentist.
Oral Surgery 75%
  • Residual Root Removal.
  • Extractions.
  • Alveoloplasty, Gingivoplasty, Stomatoplasty, Vestibuloplasty.
  • Surgical Excision.
  • Surgical Incision.
  • Fractures.
  • Frenectomy.
  • Post-Surgical care.
Endodontic 75%
  • Pulpotomy.
  • Root canal therapy (once per tooth).
Major Restorative 75%
  • Pins.
  • Crowns.
  • Posts.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. it's important to review and understand exclusions to the plan before using your benefits.

Quick links Opt Out

Winter Deadline
Submit your online Family Add-On or Opt-In applications by January 31st, 2025

Quick links myBenefits Card

Plan Card Generator
Generate your Plan Card and use it where direct billing to Canada Life is available.

Quick links Perscription search tool

Prescription Search Tool
Find out if your prescription drugs are covered by the student plan.

Plan Claims

Plan Claims
Learn more about submitting online or manual claims to get your refund.

Benefits Plan Office

Email: stfxplan@mystudentplan.ca
Phone: 902-867-2495
Address: Room 403, 5555 Union Place. 4th Floor Bloomfield Centre.
Antigonish, Nova Scotia B2G 2W5, CA

General Inquiries Line

Monday to Friday
from 9:00am to 8:00pm AST
Phone: 1-877-746-5566

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