Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are different treatments and coverages included:

Dental Benefits Coverage
Preventative Services 90%
  • Recall examination
    Once every 12 months
  • Initial or complete exams
    Once every 36 months
  • Specific or emergency exams
  • Complete series of x-rays and periapical
    Maximum 16 films including bitewings, once in any period of 36 months
  • Bitewings
    Maximum 4 films every 12 months
  • Panoramic
    Once in any period of 36 months
  • Polishing
    1 unit every 12 months
  • Scaling
    4 units per benefit year
  • Fluoride
    Every 12 months
  • Oral hygiene instruction
    Once every 12 months
  • Pit and fissure sealants
  • Removal of impacted teeth
  • Anaesthesia
    Eligible when done in conjunction with a covered dental procedure
  • Space maintainers and maintenance
    Under 15 years of age
Basic Services 80%
  • Fillings - amalgam, composite, acrylic or equivalent.
    You are only covered for composite fillings in front teeth and pre-molars. Amalgam fillings are covered for molars.
Other Basic Services 80%
  • Extractions, anaesthesia
    Eligible when done in conjunction with oral surgical procedures
  • Except removal of impacted teeth which is covered under Preventative Services
  • Prefabricated metal restorations and repairs to prefabricated metal restorations other than in conjunction with the placement of permanent crowns
  • Root canal therapy
  • Root planing and occlusal equilibration are each limited to 8 units per benefit year
  • Oral surgery

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. it's important to review and understand exclusions to the plan before using your benefits.