Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 90%
  • Examination, 1 per benefit year
  • Complete series of x-rays, up to 16 films including bitewings, 1 in any 36 month period, not eligible for dependent children under age 12
  • Bitewings, 1 per benefit year
  • Panoramic, 1 in any 36 month period
  • Polishing, 1 unit per benefit year
  • Scaling, 2 units per benefit year
Minor Restorative 80%
  • Amalgam (silver) fillings
  • Composite resin (tooth coloured) fillings for anterior teeth only. White fillings placed on molars will be reimbursed at the silver (amalgam) rate
  • Stainless steel and plastic full coverage restoration, 1 per tooth in any 36 month period, for dependent children under age 15
  • Recementation of fixed prosthetics
  • Denture adjustments and repairs
  • Relining, rebasing and tissue conditioning, once every 36 months
Extractions 50%
  • Extractions, not more than 2 wisdom teeth per benefit year
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Periodontic 50%
  • Occlusal equilibration, not more than 4 units per benefit year
  • Periodontal appliances, not more than 1 appliance per arch in any 5 year period
  • Periodontal appliance repairs, maintenance and adjustments, 1 per benefit year
  • Oral surgical procedures
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Endodontic 50%
  • Root canal therapy

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. it's important to review and understand exclusions to the plan before using your benefits.