Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 90%
  • One examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.
  • One cleaning and one unit of polishing; includes up to 2 units of scaling (above the gum line).
  • Fluoride treatments will be limited to one per policy year.
Minor Restorative 70%
  • Space maintainers and maintenance
    Under 15 years of age
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months
Extractions 50%
  • Extractions
    Maximum 2 wisdom teeth per benefit year
Endodontic 20%
  • Root canal therapy
Periodontic and Other Oral Surgery 20%
  • Occlusal equilibration
  • Periodontal appliances
    Maximum of 1 appliance per arch in any period of 24 months
  • Periodontal appliance repairs, maintenance and adjustments
    Maximum of 4 adjustments per benefit year
  • Other oral surgical services
Major Restorative 20%
  • Crowns
    (only if more than 5 years since last placement)

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.