An eye examination is covered once every 2 benefit years. The services must be performed by a licensed Optometrist or Ophthalmologist.

Prescription eyeglasses or contact lenses, if prescribed to correct vision, are covered once every 24 consecutive months.

Limitations: No benefits are payable for vision care items required by the college, including safety glasses, sunglasses, or magnifying glasses.

Laser eye surgery when performed by a licensed ophthalmologist per benefit year.

Your plan covers maximum of $300 per practitioner per benefit year for licensed paramedical services.

• If your provincial health plan covers part of the cost, your student plan pays only after the provincial plan's maximum is reached.
• Coverage is based on reasonable and customary charges; to check the maximum reimbursement for paramedical services, log in to the Benefits Management Platform and click “Resources”.
• Practitioners must be registered in the province where care is provided.
• Services from family members or people you live with are not covered.
• User fees are not covered.

A combined maximum of $500 per benefit year based on reasonable and customary charges.

Practitioners must be registered and licensed in their field of practice.

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician, podiatrist, chiropodist, or chiropractor.

Prescription and predetermination may be required.

Your plan covers the cost of an upgrade from a public ward to a semi-private room. Other hospital charges incurred during a person's hospital stay are covered to a maximum of $25 per day, for a maximum of 30 days per period of hospitalization.

Maximum of $25,000 every 3 benefit years for the services of a Private Duty Nurse, when certified in writing as medically necessary by the attending physician. To establish the amount of coverage available under this policy, we suggest that prior to initiating home care, the student submit a pre-care assessment to the carrier.

Your plan covers diagnostic laboratory and x-ray procedures, including radiotherapy and coagulotherapy based on reasonable and customary charges, performed in the student's province of residence are covered when coverage is not available under a government provincial plan.

Your plan covers reasonable and customary charges per emergency, helping you pay for the cost of getting to the hospital quickly and safely. This coverage is applied after the provincial deduction.

The plan covers:

• A licensed ambulance, emergency service or air ambulance service to the nearest hospital that can treat you.
• Transfers between hospitals, if medically necessary.
• If you request an ambulance but do not end up using it, the plan does not cover the cost of the request.

How to Claim:

• You must pay the full amount upfront; direct billing is unavailable for this service.
• Afterward, submit an online health claim through the Benefits Management Platform, and ensure that you attach your ambulance receipt.