Student Health and Wellness

Plan Number: 175208
Certificate Number: Student ID
FAQ
Canada Life: 1-800-957-9777
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Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

Savings

mystudentplan offers a network of partnered practitioners to enhance your Student Benefits Plan. If you visit a pharmacy, clinic, or practitioner not on our list, you will still be covered by your Student Benefits Plan, but may face higher out-of-pocket costs.

Service Members

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Rexall Pharmacy

Rexall Pharmacies have special deals just for students like you! When you are enrolled in the Student Benefits Plan, you get exclusive savings on prescription drugs and other eligible non-prescription products at Rexall.

Rexall Saving

Sobeys Pharmacy

Sobeys and Safeway Pharmacies offer a preferred dispensing fee reduction when filling your prescription! If you are enrolled in the Student Benefits Plan, just present your Sobeys drug card, and get the discount.

Sobeys Saving

Metro and Food Basics

You will automatically receive savings on your prescriptions at any Metro or Food Basics pharmacy in Ontario by presenting your Preferred Provider Network card if you are enrolled in the Student Benefits Plan.

Metro and Food Basics Saving

Metro and Food Basics

TELUS Health Virtual Pharmacy is like having a friendly pharmacist in your pocket! If you are enrolled in the Student Benefits Plan, you get savings on dispensing fees and discounts on prescription drugs.

Telus Saving

Vision Clinics

Selected Ophthalmologists and Optometrists have an exclusive deal just for students in the plan! Remember to present your Benefits Card when visiting them.

Plan Coverage: $60 for one eye exam every 24 months from the initial service date. By visiting one of our members your out-of-pocket expense will be $15.

Eye Exam
$75

IRIS The Visual Group

Students enrolled in mystudentplan are eligible for the IRIS Advantage savings program on products including eyeglasses, prescription sunglasses, non-prescription sunglasses and contact lenses available at any IRIS location across Canada.

IRIS does not participate in the eye examination saving.

IRIS Savings

Specsavers

Students enrolled in mystudentplan are eligible for special offers at Specsavers, allowing them to save money while taking care of their vision health. The savings include a comprehensive eye exam and a select range of eyeglasses.

By combining these savings with your health plan vision benefits, you can save even more.

Specsavers Savings

Massage Therapy

Selected Registered Massage Therapists have an exclusive deal just for students in the plan! Remember to present your Benefits Card and the required physician's referral when visiting them.

Plan Coverage: 80% up to $300 per benefit year.

30 Minute Treatment	60 Minute Treatment
Up to $30	Up to $55

Chiropractic

Selected Chiropractors have an exclusive deal just for students in the plan! Remember to present your Benefits Card and the required physician's referral when visiting them.

Plan Coverage: 80% up to $300 per benefit year combined with Naturopaths.

Assessment Fee	Treatment Fee
Up to $35	Up to $25

Physiotherapy

Selected Physiotherapists have an exclusive deal just for students in the plan! Remember to present your Benefits Card and the required physician's referral when visiting them.

Plan Coverage: 80% up to $300 per benefit year.

Assessment Fee	Treatment Fee
Up to $45	Up to $30

Naturopathy

Selected Naturopaths have an exclusive deal just for students in the plan! Remember to present your Benefits Card and the required physician's referral when visiting them.

Plan Coverage: 80% up to $300 per benefit year combined with Chiropractor.

90 Minute Initial Visit	30 Minute Subsequent Treatment
Up to $100	Up to $50

Dental Clinics

Select Dentists offers an exclusive deal for students enrolled in the dental plan! You are not limited to going to these dentists however by going to the select dentists you can combine your dental coverage and access the additional dental discount to maximize your benefits. Present your Student ID and your Benefits Card when visiting them, as the card contains all the necessary information for direct billing.

Dental Saving

Coverage is a combined maximum of $500 per benefit year

Ask your dentist to submit a pre-authorization to Canada Life prior to any dental treatment plan exceeding $500.

Dentists accessed through the network will offer the following savings:

Dental Benefits	Coverage		Dental Savings	Total Coverage
Diagnostic & Preventative	One examination and consultation during each benefit year, including any necessary x-rays and diagnostic services at the time of the examination. Eligible Exams Complete oral examinations Recall oral examinations Emergency or specific oral examinations Consultation Eligible X-rays Full mouth series, minimum 16 films, including bitewings in any 36 consecutive months Panorex (one in any 36 consecutive months) Periapical (no more than 16 films in any 36 consecutive months) Occlusal (no more that 4 films in 12 consecutive months) Bitewing (no more than 4 films in 12 consecutive months) One cleaning and one unit of polishing, including up to 4 units of scaling (above the gum line). Fluoride treatments will be limited to one per benefit year Oral hygiene instruction, 1 treatment per lifetime	80%	20%	100%
Minor Restorative	Amalgam, silicate and composite fillings; Tooth-coloured fillings, limited to once every two years on the same tooth surfaces. Space maintainers (for a Dependent Child only, up to and including 14 years of age). Multiple restorations on a common surface placed on the same service date will be considered a single restoration. The maximum benefit payable will not exceed the fee for a five surface restoration regarding the same tooth during one sitting.	60%	20%	80%
Oral Surgery	Extractions of teeth and residual root removal, limited to two wisdom teeth in any policy year; Surgical excision, surgical enucleation and surgical movement of teeth; Surgical incision and drainage, surgical incision for removal of foreign bodies and antral surgery; Gingivoplasty, stomatoplasty, vestibuloplasty and all alveoloplastys; General anaesthesia; Remodelling of floor of the mouth, reconstruction of alveolar ridge; Extensions of mucous folds, bone grafts to the jaw and prosthetic augmentations to the jaw; Replantation and repositioning of teeth; Treatment of fractures, repairs of lacerations; Frenectomy, hemorrhage control, treatment of salivary glands; Treatment of maxillofacial deformities.	60%	20%	80%
Endodontic	Endodontic services including where applicable, treatment plan, local anaesthesia, tooth isolation, clinical procedures, sutures, appropriate radiographs and follow-up care for: Pulpotomy (not in conjunction with root canal therapy if rendered within 30 days) Root canal therapy Apexification Periapal sevices Root amputation Hemisection Intentional removal, apical filling and reimplantation	10%	20%	30%
Major Restorative	Most of the services listed below will be replaced only if the existing appliance is at least 5 years old, if the appliance is temporary and being replaced with a permanent appliance within 12 months of the installation of the temporary appliance, or if the appliance was necessary due to the extraction of one natural tooth. Crowns, including treatment plan, occlusal records, local anaesthesia, subgingival preparation of the tooth and supporting structures, removal of decay and old restoration, tooth preparations, pulp protection, impressions, temporary coverage, insertion, occlusal adjustment and cementation. Removable prosthodontics will include, where applicable, treatment plan, impressions, jaw relation records, try-in, insertion, occlusal equilibration and 3 months post-insertion care on complete dentures, transitional dentures, acrylic dentures and cast partial dentures. Fixed prosthodontics will include, where applicable, treatment plan, occlusal records, local anaesthesia, subgingival preparation of the tooth and supporting structures, removal of decay and old restoration, tooth preparation, pulp protection, impressions, temporary coverage, splinting, intraoral indexing for soldering purposes, insertion, occlusal adjustments and cementation on pontic, retainers, abutments.	10%	20%	30%
Periodontic & Other Oral Surgery	Non-surgical procedures Definitive surgical procedures Adjunctive surgical procedures Occlusal equilibration Periodontal appliances including impression and insertion (one appliance per arch in 24 consecutive months) Periodontal appliance repair, maintenance and adjustment (no more that 4 units in any benefit year) Other oral surgery	20%	20%	40%

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Discount not applicable to laboratory fees.

Dentists have partnered with mystudentplan to help you get the most out of your Student Dental Plan. If you choose to visit a dentist not on our list, you will still be covered by your Student Benefits Plan, but may have a higher out-of-pocket cost.

Winter Deadline
Submit your online Family Add-On, Opt-Out, or Opt-In applications by January 30^th, 2025

Plan Card Generator
Generate your Plan Card and use it where direct billing to Canada Life is available.

Prescription Search Tool
Find out if your prescription drugs are covered by the student plan.

Plan Claims
Learn more about submitting online or manual claims to get your refund.

Benefits Plan Office

Email: ontariotech@mystudentplan.ca
Phone: 905-233-1676
Address: 40 Founders Drive, Lower Level SHA 023.
Oshawa, Ontario L1H 7K4, CA

General Inquiries Line

Monday to Friday
from 8:00am to 8:00pm EST
Phone: 1-877-746-5566

Savings

Service Members

Rexall Pharmacy

Sobeys Pharmacy

Metro and Food Basics

Metro and Food Basics

Vision Clinics

IRIS The Visual Group

Specsavers

Massage Therapy

Chiropractic

Physiotherapy

Naturopathy

Dental Clinics

Benefits Plan Office

General Inquiries Line

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