Eligibility Criteria
The International Emergency Health Insurance (EHI) provides coverage in the event of an emergent medical occurrence for eligible international students enrolled at Nova Scotia Community College, such as an injury, illness, or accident, minimizing the costs associated with the effects of injury or ailments costs while studying in Canada. The coverage is comparable to doctor-insured services such as visiting a medical clinic or hospital.
Eligible students will be insured through the mandatory international plans; the International Emergency Health Insurance (EHI) – mycanadaplan, Powered by Morcare; and Emergency Transportation and Repatriation Plan. The fees will be added to your student account and be part of your tuition when you are enrolled at Nova Scotia Community College.
International students are automatically enrolled in the international plans if they meet the following criteria:
- You are an international student; and
- You must be registered and accepted in an eligible program as an international student; and
- You are under the age of 65.
Enrollment Confirmation
If you are unsure about whether or not you are eligible for the International Student Health Insurance Plan - mycanadaplan, Powered by Morcare or Emergency Transportation and Repatriation Plan, please contact your Benefit Plan Office at nsccplan@mystudentplan.ca prior to any applicable deadlines.
International Wallet Card
Students enrolled in the International Emergency Health Insurance (EHI) can generate their International Plan Card by selecting the link below When following the link for your school instructions include entering your Date of Birth, Student ID.
If you are eligible for the International Emergency Health Insurance (EHI) and have questions about coverage or plan cards, please contact your Benefit Plan Office at nsccplan@mystudentplan.ca.
Opting Out
International students who have an MSI card through the Nova Scotia Provincial Health Care program can submit an online Opt-Out application to waive the International Emergency Health Insurance (EHI) by the applicable deadline. You must submit proof of your MSI coverage when completing the opt-out form.
Adding Dependents
If you will be traveling with dependents such as your spouse or children, it is possible to add them to your International Emergency Health Insurance (EHI). You can submit an online Family Add-On application by the applicable deadline. You must pay the additional fees by credit card before the applicable deadline to active the family coverage.
Coverage Period
The coverage period is the length of time which your International Emergency Health Insurance (EHI) policy is in effect. The International Emergency Health Insurance (EHI) provides 12 months of coverage. During this period, eligible students can use their benefits according to the limit amount defined per service.
Effective Date
Eligible students will receive 12 months of coverage starting with the first day of the month their program begins. For example, if you are enrolled as an eligible student in the Winter term, and the official start date of your program is February 9th, the effective date of your plan is February 1st.
Termination Date
The termination date of your benefits is the last day of the coverage period. For example, if the effective date of the plan is September 1st, the termination date is August 31st of the following year. If you want to confirm the termination date of your plan, please contact your Benefit Plan Office at nsccplan@mystudentplan.ca.
Nova Scotia Provincial Health Care Program
Nova Scotia's Health Provincial Health Care Programs are designed to provide eligible residents with coverage for medically required hospital, medical, dental, and optometric services with some restrictions. Students who are eligible for this coverage and submit an application will receive an MSI card which provides them access to the program.
Students with a Study Permit that is valid for a minimum of 12 months can apply for coverage the first day of the thirteenth month following the date of arrival in Nova Scotia as a student (providing they have not been outside the province for more than 31 consecutive days except in the course of their studies). Example: If you arrived in Nova Scotia in the month of July, you would not become eligible to apply for MSI until the following August.
Students who arrive in Nova Scotia with a spouse or partner who holds a Work Permit that is valid for a minimum of 12 months may be eligible for MSI coverage immediately upon arrival in Nova Scotia.
For information about Health Cards, eligibility or contact information. Please visit the Nova Scotia Health Card (MSI) website.