Health care for international students in Canada! mycanadaplan protects you from the cost of unexpected medical expenses. Whether you need to see a doctor, go to a clinic, or visit a hospital, mycanadaplan has you covered. Your study abroad experience should be worry-free.

Plan Details

Want to know the coverage and the limits and exceptions of your Plan?

International Medical Plan

The International Student Medical Plan provides coverage to International Students in the event of an emergency medical occurrence, accident, or illness while they are studying in Canada at St. Francis Xavier University. A pre-existing exclusion may apply to medical conditions and/or symptoms that existed before you came to Canada for study.

There may be limitations and exclusions that apply within the international policy. An exclusion is a condition or instance that is not covered by the International Medical Plan. It's important to review and understand exclusions to the plan before using your benefits.

St. Francis Xavier University - International Student Medical - mycanadaplan Powered by Morcare

Organization: St. Francis Xavier University

In case of an emergency dial 911 or contact mycanadaplan Powered by Morcare for assistance at:
Toll Free: 1-888-985-1552
For inquiries and claim support: mycanadaplan@gallivan.ca
Online Form: Contact Form

What is covered?

For more information about your coverage, limitations, and exclusions, please download a summary of your International Medical Plan for the 2024-2025 Coverage Period.

Emergency Transportation and Repatriation Plan

All international students who have opted out of the International Student Medical Plan with MSI are automatically enrolled in the Emergency Transportation and Repatriation Plan. This plan covers international students in the event of an accident, sickness, injury, critical illness, or death, and need to return to their home country or country of citizenship.

There may be limitations and exclusions that apply within the Emergency Transportation and Repatriation policy. An exclusion is a condition or instance that is not covered by the Plan. It's important to review and understand exclusions to the plan before using your benefits.

This coverage is not offered through the Nova Scotia Provincial Health Care program.

For more information about your coverage, limitations, and exclusions, please download the International Student Emergency Transportation and Repatriation Plan for the 2024-2025 Coverage Period.

International Plan Card Generator

Students enrolled in the International Student Medical Plan, mycanadaplan, powered by Morcare, are required to generate their International Student Plan Card or Repatriation Plan Card. Please follow the link below which will take you to your Plan Card generator. IMPORTANT: It is the responsibility of the student to generate their Plan Card.

Follow the link for your school and instructions:

  • Enter your Date of Birth
  • Enter your Student ID

International Plan Card

Generate your Plan Card Now!

Repatriation Plan Card

Generate your repatration Card Now!

The physical card must be presented when visiting a hospital or clinic. Please print a copy of your international Plan Card. For assistance with your Plan Card generation, please complete the Contact Form.

Direct Billing Networks

You are not required to use the clinics listed under the Direct Billing Network Clinics provided however those clinics listed are set up to bill directly to the insurer once you have arranged and confirmed your appointment to the clinic with a verification of benefits via the support of the mycanadaplan, Powered by Morcare.

Calling prior to walking into a clinic will help you to manage the clinic choices and allow the call center to confirm your booking with the specified clinic and provide them with a Verification of Benefits (VOB), allowing for your visit to be direct billed to the insurer.

You can email the mycanadaplan, Powered by Morcare call center assistance team at: mycanadaplan@gallivan.ca

If you are unable to access direct billing and are required to submit a claim, you must ask the clinic or hospital where you received treatment for a copy of all the medical records related to your visit. This information needs to be included when submitting the claim. Please follow the instructions under submitting claims.

Should you require immediate medical attention due to an illness, injury, or accident, please contact the toll-free number: 1-888-985-1552 from Canada unless you have an emergent medical occurrence, please dial 911.

STFX Health and Counseling Clinic (on campus at St Francis Xavier)
Hours: Monday and Thursday from 8:30 AM to 8:00 PM
Tuesday, Wednesday, and Friday from 8:30 AM to 4:30 PM
Closed for lunch from 12-1
305 Bloomfield Centre, Antigonish Nova Scotia
Phone- 902-867-2263

St. Martha's Regional Hospital
Open 24/7
25 Bay St, Antigonish Nova Scotia
Phone - 902-867-4500

STFXSU Benefits Plan Office

Email: stfxplan@mystudentplan.ca
Phone: 902-867-2495
Address: 5555 Union Place
4th Floor Bloomfield Centre, Room 403
Antigonish, Nova Scotia. B2G 2W5

General Inquiries Line

Monday to Friday from 10:00am to 9:00pm AST

Phone: 1-877-746-5566 Ext. 7249