No benefit is payable for:

• Any cause for which the insured may apply for and receive protection, exemption or compensation under any Workers' Compensation Act
• Self-inflicted injuries while sane or insane
• War, insurrection or hostilities of any kind, whether or not the insured was a participant in such actions
• Participation in any riot or civil commotion
• Services or supplies received outside of Canada
• Committing or attempting to commit a criminal offence or provoking an assault
• Any group or policyholder sponsored dental care or treatment
• Any dental care, treatment or supplies primarily for cosmetic purposes
• Failing to keep scheduled appointments
• File transfers, the completion of claim forms or other documentation
• Any dental treatment for the correction of temporomandibular joint dysfunction
• Expenses for treatment of root canal therapy started prior to becoming an insured member/dependant under this plan
• Replacement of mislaid, lost or stolen appliances
• Expenses for full mouth reconstructions for vertical dimension correction or to repair or restore teeth damaged or worn due to attrition or vertical wear or to restore occlusion
• Any services or supplies for implantology, including tooth implantation and surgical insertion of fabricated implants
• Any dental procedure which is not listed in the descriptions of dental benefits indicated herein
• Charges that are in excess of the fees stated in the Dental Association General Dentist Fee Guide applicable to this benefit
• Where coverage for services is provided under any government plan
• Where services would be provided without charge in the absence of this policy
• Any other exclusions identified in the policy contract