Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 80%
  • Recall examination, 1 per benefit year
  • Initial or complete exams, once every 36 months
  • Specific or emergency exams
  • Complete series of x-rays (not eligible for dependents under 12) and periapical, up to 16 films including bitewings, 1 in any period of 36 months
  • Bitewings, not more than 4 films per benefit year
  • Panoramic, 1 in any period of 36 months
  • Polishing, 1 unit per benefit year
  • Scaling, 2 units per benefit year
  • Fluoride, under 19 years of age, 1 treatment per benefit year
  • Oral hygiene instruction, 1 treatment per lifetime
  • Pit and fissure sealants, under 19 years of age, 1 per molar in any period of 36 months
  • Anaesthesia, eligible when done in conjunction with a covered dental procedure
Minor Restorative 70%
  • Space maintainers and maintenance, under 15 years of age
  • Amalgam and tooth coloured fillings, 1 per tooth in any period of 24 months
  • Stainless steel and plastic full coverage restorations, under 15 years of age, 1 per tooth in any period of 36 months
  • Recementation of existing restorations
  • Denture adjustments and repairs
  • Relining, rebasing and tissue conditioning, one treatment in any period of 36 months
Oral Surgery 50%
  • Extractions, not more than 2 wisdom teeth per benefit year
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Periodontic 15%
  • Occlusal equilibration, not more than 4 units per benefit year
  • Periodontal appliances, not more than 1 appliance per arch in any period of 24 months
  • Periodontal appliance repairs, maintenance and adjustments, not more than 4 adjustments per benefit year
  • Oral surgical procedures
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Endodontic 20%
  • Root canal therapy

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.