Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 70%
  • Recall examination(dental cleaning), 1 per benefit year
  • Complete series of x-rays, 1 in any period of 36 months
  • Bitewings, not more than 4 films per benefit year
  • Polishing, 1 unit per benefit year
  • Scaling, 2 units per benefit year
  • Fluoride, under 19 years of age, 1 treatment per benefit year
Minor Restorative 80%
  • Space maintainers and maintenance, under 15 years of age
  • Amalgam and tooth coloured fillings, 1 per tooth in any period of 24 months
  • Stainless steel and plastic full coverage restorations, under 15 years of age, 1 per tooth in any period of 36 months
  • Recementation of fixed prosthetics
  • Denture adjustments and repairs
  • Relining, rebasing and tissue conditioning, one treatment in any period of 36 months
  • Pit and fissure sealants, under 19 years of age, 1 replacement per tooth, per lifetime, on permanent molars
Oral Surgery 50%
  • Extractions, not more than 2 wisdom teeth per benefit year
  • Anaesthesia, eligible when done in conjunction with Oral Surgery
  • Panoramic x-ray, 1 in any period of 36 months
Periodontic 50%
  • Additional scaling and/or root planing, maximum 2 units per benefit year
Endodontic 50%
  • Root canal therapy
Major Restorative 15%
  • Crowns
  • Bridges
  • Dentures

Replacement of an existing crown, bridge or dentures is an eligible expense if the replacement is required to replace an existing crown, bridge or denture which was installed 5 years before the replacement.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.

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