Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Dental Benefits Coverage
Diagnostic & Preventative 80%
  • 2 recall examination (6 month) per benefit year.
  • Initial or complete examination..
  • Complete series of x-rays
    Maximum 1 in any period of 36 months.
  • Bitewings
    Maximum 4 films per benefit year.
  • Panoramic
    1 in any period of 36 months.
  • Scaling
    2 units per benefit year.
  • Polishing
    2 unit per benefit year.
  • Oral hygiene instruction
    1 treatment per lifetime.
  • Fluoride
    Under 15 years of age, 1 treatment per benefit year.
  • Pit and fissure sealants
    Under 16 years of age, 1 replacement per tooth, per lifetime, on permanent molars.
Minor Restorative 80%
  • Space maintainers and maintenance
    Under 15 years of age.
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months.
  • Stainless steel and plastic full coverage restorations
    Under 15 years of age, 1 per tooth in any period of 36 months.
  • Denture adjustments and repairs.
  • Relining, rebasing and tissue conditioning
    One treatment in any period of 36 months.
  • Recementation of existing restorations
Extractions 75%
  • Simple extractions or impacted extractions
    Maximum 4 teeth per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery.
Endodontic 60%
  • Root canal therapy
Periodontic 60%
  • Additional scaling and/or root planing
    Maximum 5 units per benefit year.
  • Major Restorative 15%
    • Crowns
    • Bridges
    • Dentures

    Replacement of an existing crown, bridge or dentures is an eligible expense if the replacement is required to replace an existing crown, bridge or denture which was installed 5 years before the replacement.

    Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

    Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

    Limitations and Exclusions to Dental Benefits

    An exclusion is a condition or instance that is not covered by the Health Plan. It's important to review and understand exclusions to the plan before using your benefits.