Insurance Carrier
mycanadaplan, Powered by Morcare provides coverage in the event of an emergency medical occurrence, accident, or illness while you are studying in Canada at your designated learning institution. A pre-existing exclusion may apply to medical conditions and/or symptoms that existed before you came to Canada for study.
Bow Valley College- International Student Medical Plan - mycanadaplan Powered by Morcare
Organization: RBow Valley College
In case of an emergency dial 911 or contact mycanadaplan Powered by Morcare for assistance at:
Toll Free: 1-888-985-1552
For inquiries and claim support: mycanadaplan@gallivan.ca
Online Form: Contact Form
Emergency Assistance
If you are an international student enrolled in the International Student Medical Plan and are seeking emergency medical assistance, please email mycanadaplan@gallivan.ca.
If a student needs immediate medical attention, please advise them to call 911 immediately.
Contact mycanadaplan, Powered by Morcare for assistance at:
Toll Free: 1-888-985-1552
Student members are to always keep their Benefits Card for the International Medical Plan on them. It shows their Name, Policy Number and ID required for verification on the call and at a hospital or clinic, including emergency numbers.
International Student Medical Insurance Plan Frequently Asked Questions
Below you will find answers to the questions we get asked the most about the International Student Medical Plan – mycanadaplan, Powered by Morcare.
Students must contact mycanadaplan, Powered by Morcare, call center directly at 1-888-985-1552 to inquire about payment status and claims history details. All international claims, if not direct billed, should be submitted via email mycanadaplan@gallivan.ca.
Bow Valley College, the Student Benefits Plan Office or International Education Department does not have access to your claim's details.
Costs for emergency services are at an all-time high and show no sign of reprieve. Students studying abroad and on fixed incomes are especially susceptible to medical expenses, and the last thing they want to spend these fixed monies on is an unforeseen accident, or emergency medical occurrence while studying in Canada.
Considering these points Bow Valley College and the International Department has worked to design and implement a reasonably priced emergency medical insurance plan for a temporary coverage period while students are studying in Canada. This plan will assist students in dealing with unforeseen medical expenses that can arise as a result of emergency medical care, accident or illness and provide support while maintaining their educational goals.
With a mandatory plan, the insurance risk is spread over a larger number of students, thereby lowering the cost per student, making the fee in a range that is affordable to students. An individual international emergency health insurance plan can cost as much as 5 times the current student fee.
No although it is similar. Your International Student Medical Plan provides similar coverage to residents with provincial health care in that your emergency plan covers for emergency medical care, injury or accidents that are unforeseen while studying and residing in the province. Provincial health care in the province of Alberta provides coverage for doctor insured services under the province in the event of an emergency medical occurrence or physician visits.
The fees for the International Student Medical Plan will be assessed automatically by the institution at registration and is mandatory for a 4-month term. There is no opt-out option for this plan.