Student Health and Wellness! mystudentplan provides health, prescriptions, dental, mental health care plus additional benefits for eligible students.

 

Dental Benefits

The student dental plan can ease the costs of regular check ups, cleanings and a variety of dental procedures to make a plan for your oral health.

These are the different treatments and coverages included:

Health Benefits Balanced
Plan
FLEXible
Drug & Parameds
FLEXible
Vision & Parameds
FLEXible
Dental
Dental Coverage $650
per benefit year
$400
per benefit year
$650
per benefit year
$900
per benefit year
Diagnostic & Preventative 80% Coverage 80% Coverage 80% Coverage 80% Coverage
1 recall (12 months) examination per benefit year. 2 recall (every 6 months) examination per benefit year.
  • Initial or complete examination
    1 per dentist in a lifetime
  • Complete series of x-rays
    Maximum 16 films including bitewings in any period of 36 months. Not eligible for dependents under 12 and periapical.
  • Bitewings
    Maximum 4 films per benefit year.
  • Panoramic
    1 in any period of 36 months.
  • Scaling
    2 units per benefit year.
  • Polishing
    1 unit per benefit year.
  • Oral hygiene instruction
    1 treatment per lifetime.
  • Fluoride
    Under 19 years of age, 1 treatment per benefit year.
  • Pit and fissure sealants
    under 19 years of age, 1 per molar in any period of 36 months.
  • Anaesthesia
    eligible when done in conjunction with a covered dental procedure.
Minor Restorative 70% Coverage 50% Coverage 60% Coverage 80% Coverage
  • Space maintainers and maintenance
    Under 15 years of age.
  • Amalgam and tooth coloured fillings
    1 per tooth in any period of 24 months.
  • Stainless steel and plastic full coverage restorations
    Under 15 years of age, 1 per tooth in any period of 36 months.
  • Denture adjustments and repairs.
  • Relining, Rebasing and Tissue conditioning
    1 treatment in any period of 36 months.
  • Recementation of existing restorations
Oral Surgery 50% Coverage 30% Coverage 30% Coverage 80% Coverage
  • Extractions
    Maximum 2 wisdom teeth per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery
Endodontic 20% Coverage
  • Root canal therapy
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery
Periodontic 15% Coverage
  • Occlusal equilibration
    Maximum 4 units per benefit year
  • Periodontal appliances
    Maximum 1 appliance per arch in any period of 24 months.
  • Periodontal appliance repairs, maintenance and adjustments
    Maximum 4 adjustments per benefit year.
  • Anaesthesia
    Eligible when done in conjunction with Oral Surgery

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. It's important to review and understand exclusions to the plan before using your benefits.