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The deadline has passed for both the Winter 2019 starts. Please stay tuned for the Fall 2019 Opt Out or Family Add On form.

Family Add On

2018 - 2019 Family Add-On Fees:
Health (one or more dependents) $137.00
Dental (one dependent) $186.00
Dental (two or more dependents) $372.00

Each year, students are given one opportunity to purchase family coverage for their spouse and/or dependent(s) by completing an application form online and paying the family coverage fee. Family add-on forms must be received by the applicable deadline. Family coverage is then added during the enrolment processing period.

Family coverage must be re-purchased each year and is the student's responsibility to do so by the applicable deadline.

A student's family can only be covered while they are a student on the plan.

For information about eligible family members please refer to the "Am I Covered" tab.

To add your family to the Student health and/or dental plan complete a Family Add On request form along with the required fees to the Member Services Office, before the established deadline.

Family add-on coverage is not automatically renewed each year. In order for your family add-on to continue, you must purchase the coverage each benefit year before the applicable deadline. FAMILY ADD-ON FEES ARE NON-REFUNDABLE.

Opt In

If a student has successfully completed an opt out but requires re-enrolment into the plan there are 2 opportunities to do so:

1) Upon Policy Anniversary: For students starting in September the anniversary would be the following September prior to the applicable deadline. For students starting in January the anniversary would be the following January prior to the applicable deadline.

2) Lifestyle Change: There are certain circumstances known as lifestyle changes that allow a student to make changes to their enrolment status within 30 days of the change. Lifestyle changes include; getting married or meeting the twelve month co-habitation requirement for common law status, birth/adoption of a child, meeting provincial plan residency requirements and losing their alternate coverage.

Students who lose their comparable coverage may opt back into the plan(s), provided that they are within 30 days of losing coverage. If a student has lost their comparable coverage they must show documentation of loss by submitting a letter from either the insurance carrier or employer.

For more information on re-enrolment please contact your Member Services Office.

Opt Out

Already have coverage?

Coordinating multiple plans: If you are an eligible student and have comparable coverage you may wish to coordinate your plans. Benefits under the two plans can be coordinated to increase your coverage up to 100% of the actual expense(s) incurred. For example, following payment under this plan you can submit outstanding balances to the other plan for consideration. Find out more about coordination of benefits.

Opting Out of coverage: If you are an eligible student and have comparable health and/or dental coverage you may apply to opt-out of the plan(s). Each student is given one opportunity to opt-out of the health and/or dental plan(s) each year. All opt-out forms must be completed online or through the Student Benefits Plan Office and must be received by the applicable deadline. You will not be able to opt-out of coverage at any other point during the school year. NO EXCEPTIONS will be made if the deadline is missed. It is the student's responsibility to pay the plan fees, should they miss the applicable opt-out deadline.

Approval of your opt-out will result in the plan fee being credited. Once your opt-out has been accepted, it will remain in force as long as you remain an eligible student. If you have already successfully opted out of the RSU health and dental plan in the previous year, you will NOT receive a charge for the RSU health and dental plan on your RAMSS account. You do NOT need to apply on line again.

If you are unsure about whether or not you are eligible for the Student Health and Dental plan, please contact the Member Services Office prior to any applicable deadlines.

Please read and agree to the Terms & Conditions prior to submitting your online opt-out.

Student Information

Date of Birth
Phone Number
Program Start Date

Service Members

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