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Student Health & Wellness!mystudentplan is a benefits plan for students and can provide coverage for prescription drugs, vision care, dental care, mental health counseling, and more. The plan is designed to supplement provincial health insurance and provide additional access to medical services.

 

Plan Details

The Student Plan covers prescription drugs, vision, dental care, paramedical practitioners, ambulance, and medical equipment & supplies, among others.

Extended Health Coverage

Your extended health coverage runs for as long as you remain an enrolled and eligible student at Camosun College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Health Plan:

Health Benefits Coverage
Prescription Drugs 80%

Maximum of $3,000 per benefit year. The maximum amount payable to an eligible brand name drug will be limited to the lowest priced item in the appropriate generic category.

Advise your doctor and pharmacist that you are on the BC Provincial Formulary.

Prescription Search Tool

Please use our Prescription Drug Search Tool to find out if your medication is covered by the plan.

Drug Exception Process

In the event that the drugs covered are not effective in treating your condition, or a drug that is effective is not covered, an exception process is in place. Download the Drug Exception Form for your general practitioner to fill out, and they can send the form directly to Canada Life on your behalf.

Vision 100%

One eye examination, eyeglasses or contact lenses by an ophthalmologist or optometrist, limited to a combined maximum of $125.

The vision coverage renews every 24 months from the initial date of service. Coverage is based on reasonable and customary charges.

Paramedical Practitioners 80%

Student benefits are payable after any Provincial Health Care benefits have been exhausted. This plan does not cover user fees.

The services of the following practitioners are covered up $30 per visit to a maximum of $360 based on reasonable and customary charges, per practitioner, per benefit year.

Practitioners must be registered and licensed in their field of practice.

Mental Health Practitioners 80%

The services of a clinical psychologists, qualified social workers, registered clinical counselors or Canadian clinical counselors are covered up to $50 per visit to a maximum of $500 based on reasonable and customary charges per benefit year.

Practitioners must be registered and licensed in their field of practice.

Medical Equipment & Supplies 80%

The plan covers reasonable and customary charges for eligible equipment when prescribed by a physician.

Prescription and pre-authorization may be required. Not solely for athletic use.

Ambulance 80%

To a maximum of $250 per occurrence. This coverage is applied after the provincial deduction.

The plan covers a licensed ground ambulance or emergency air service that transports the patient (student) to the nearest hospital equipped to provide the required treatment when the physical condition of the patient prevents the use of another means of transportation.

If the patient requires the services of a registered nurse during the flight, the services and return airfare for a registered nurse are covered.

Emergency Out of Country Travel Insurance 100%

Your plan covers 100% up to a maximum of $5,000,000 per lifetime of medical expenses incurred as a result of a medical emergency arising while you are traveling outside Canada for vacation, business or education purposes. To qualify for benefits, you must be covered by the government health plan in your home province. For additional details on this benefit download your Travel Assist Brochure.

Other Insurance -

The student plan also offers the following complementary insurances:

These insurances are only applicable to the Student. Family members added to the plan are not eligible.

Limitations and Exclusions to Health Benefits

An exclusion is a condition or instance that is not covered by the Health Plan. it's important to review and understand exclusions to the plan before using your benefits.

Dental Coverage

Your dental coverage runs for as long as you remain an enrolled and eligible student at Camosun College. For more information about enrollment and eligibility, please visit the Plan Enrollment section.

Plan Leaflet

Get a summary of eligible expenses and maximum reimbursements of your Health and Dental Plan.

Plan Card

Your Plan Card allows you direct billing with pharmacies and dental offices.

Select Savings

Get a student discount and save money on certain eligible services by visiting one of our members.

The following is the coverage for your Dental Plan:

The Dental Plan covers up a maximum of $800 per benefit year. Please submit an estimate/pre-authorization prior to any dental treatment plan exceeding $500.

Dental Benefits Coverage
Diagnostic & Preventative 80%
  • Recall examination, 1 per benefit year
  • Initial or complete examination, once per dentist in a lifetime
  • Complete series of x-rays, up to 16 films including bitewings, 1 in any 36 month period, not eligible for dependent children under 12
  • Bitewings, 2 films per benefit year
  • Panoramic, 1 in any 36 month period
  • Polishing, 1 unit per benefit year
  • Scaling, 2 units per benefit year
  • Fluoride, for dependent children under the age 19, 1 treatment in a benefit year
  • Oral hygiene instruction, one treatment per lifetime
  • Pit & fissure sealant, for dependent children under the age 19, once per molar in any 36 month period
Minor Restorative 70%
  • Amalgam (silver) fillings and composite resin (tooth coloured)
  • Stainless steel and plastic full coverage restoration, for dependent children under the age of 15, 1 per tooth in any 36 month period
  • Recementation of fixed prosthetics
  • Denture adjustments and repairs
  • Denture relining, rebasing and tissue conditioning, once every 36 months
  • Space maintainers & maintenance for dependent children under the age 15, one per space, per benefit year
Extractions 50%
  • Extractions, not more than 2 wisdom teeth per benefit year
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Periodontic 50%
  • Additional scaling and/or root planing, maximum of 2 units per benefit year
  • Occlusal equilibration, not more than 4 units per benefit year
  • Periodontal appliances, not more than 1 appliance per arch in any 24 month period
  • Periodontal appliance repairs, maintenance and adjustments, 4 adjustments per benefit year
  • Oral surgical procedures
  • Anaesthesia, eligible when done in conjunction with oral surgical procedures
Endodontic 50%
  • Root canal therapy
Dental Accident 80%

Maximum of $1,000 per accident for of the cost of the services of treatment of injury to sound natural teeth (treatment must commence within 30 days of the accident and be completed within 12 months of accident; authorization required). Treatment must start within 30 days after the accident unless delayed by a medical condition. A sound tooth is any tooth that did not require restorative treatment immediately before the accident. A natural tooth is any tooth that has not been artificially replaced.

No benefits are paid for:

  • Accidental damage to dentures
  • Dental treatment completed more than 12 months after the accident
  • Orthodontic diagnostic services or treatment

Services must be performed within 12 months of accident. If treatment is scheduled to occur more that 90 days after the impact, a treatment plan must be submitted before the end of the 90-day period.

Pre-authorization required. An estimate for all dental accident services MUST be submitted to Canada Life. If you go ahead with treatment without a pre-determination being approved, you are doing so at the risk of the expenses being yours.

In the event of a dental accident, you must complete a Standard Dental Association claim form, to download the form, visit the submitting claim section.

This coverage is under the Health Plan. You must be enrolled in the Health Plan to claim for dental accidents.

Payment of dental benefits is based on the General Practitioners Dental Association suggested fee guide or the Insurance Reimbursement Rate set by the Canadian Life and Health Insurance Association Inc. (CLHIA) when a fee guide is not available. For services provided by a dental specialist, payment is based upon the General Practitioners Dental Association suggested fee guide.

Alternate Benefit - When there are two or more courses of treatment available to adequately correct a dental condition, reimbursement may be based on the cost of the least expensive treatment, which provides adequate care to the Insured.

Limitations and Exclusions to Dental Benefits

An exclusion is a condition or instance that is not covered by the Dental Plan. it's important to review and understand exclusions to the plan before using your benefits.

Lansdowne Campus

Email: ccssplan@camosun.ca
Phone: 250-370-3696
Address: 3100 Foul Bay Rd
Victoria, BC. V8P 5J2

Interurban Campus

Email: interurbanplan@camosun.ca
Phone: 250-370-3869
Address: 4461 Interurban Rd
Victoria, BC. V9E 2C1

General Inquiries Line

Monday to Friday from 5:00am to 4:00pm PST

Phone: 1-877-746-5566 Ext. 7249